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CMA Insurance Group
P.O. Box 1646
Smyrna, TN 37167

ph: (615) 345-0411
fx:  (615) 825-0054

CMA Insurance Group Featured in Tennessean Article

Read the truth about insurance co-ops.

Most of us have been programmed to expect health insurance to be provided by a third party such as our employer. As a result, very few ever ask the "what if" questions. And since health insurance has usually been handled for us by someone else, such as the personnel director at work, many of us have never felt the need to educate ourselves about health insurance and the laws regulating it ("did you know?").

If you're an employer, you've probably been programmed to think legitimate businesses offer group health insurance to its employees, and therefore you think you must offer it, too. But like the employee, you've probably never asked the "what if" questions for employers. You, the employer, need to know there's a better, simpler, more affordable benefits strategy for your company. Not only is this strategy better for your business, it's better for your employees.

Whether you're an employee or an employer, CMA Insurance Group can educate you about why the group health insurance system we've all been programmed to buy into is a big reason costs are skyrocketing. We can show you where individual ownership of health insurance is beginning to reverse the trend of rising healthcare costs and health insurance. There's a health insurance revolution underway in America that gained huge momentum with the Medicare Reform Act of 2004. Contact us and give us the opportunity to show you what is happening and how you can join and benefit from this revolution and become a part of the solution.

Todd and Leanne Malone appeared on the Ralph Bristol Show on Nashville's 99.7 WTN as "citizen experts" and helped unravel the misunderstood business of health insurance. Visit the audio page on Ralph Bristol's website and scroll down to Archives to find "Is Health Insurance Unaffordable" or search for "Malone." Among people turning 65 today, 69 percent will need some form of long-term care, whether in the community or in a residential care facility. In 2020, 12 million older Americans will need long-term care. Are you covered?

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